In light of the upcoming Federal election, the Federal Budget will be presented on the 25th of March this year, rather than in May. As mentioned in our previous email, Avondale Wealth will be hosting our annual Budget Briefing event on Friday, 28th of March. We will also be hosting an aged care workshop on the 7th of March, discussing how aged care works, as well as some key changes happening to aged care next financial year. If you wish to attend either event, please reply to this email, email admin@avondalewealth.com.au, or contact our office on 02 7804 2833 to RSVP. We look forward to seeing you there!
As some of you may have noticed, we have updated our Avondale website. To go along with this new online presence, we would like to increase the amount of Google Reviews that Avondale Wealth has. We would greatly appreciate if you could take a few minutes of your time to leave us a google review, by following the link below.
Click Here to give Avondale Wealth a Google Review
I have included 3 articles that I believe will be of interest to many of you
1. In January, the Avondale Wealth Team got together for an exciting three-day workshop. We focused on planning for the future and building our team’s strength through various activities and discussions. We are excited to share the insights and camaraderie that emerged from this dynamic workshop as we move forward into the year.
2. As mentioned earlier, David Wilson from First Sentier Investments will be the guest speaker at this years budget event. To understand more about Davids background, as well as find out more information about our upcoming event, please see the below article.
3. With ongoing global and domestic events causing some uncertainty, we have including an article on how to navigate and approach turbulent times in the share market. Historically, staying invested has proven to be more successful than trying to time the market, with, long-term growth being achievable despite short-term volatility
January Avondale Wealth Team Workshop
On January 28-30, the Avondale Wealth team took some time out of the office for a three day business planning and team building workshop. This involved planning the business to be well set up and prepared for the year ahead. We also engaged the services of leadership coach Christopher Looi, to learn about all our unique skills that can be best tailored to serve your needs. Please see attached some photos from these events.
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Federal Budget Briefing Event: Guest Speaker
🎙️ We are thrilled to announce that David Wilson, the Portfolio Manager for First Sentier’s Geared Share Fund, will be providing a market update at our Federal Budget Briefing Event! 🎉
đź’Ľ With over 39 years of experience, David is an expert in his field. Prior to joining First Sentier Investors in May 2015, David spent 9 years at UBS in a variety of roles including managing the Equities Research, Equities Sales and Family Office businesses, and before that he worked for 20 years at JPMorgan/Ord Minnett where he was the number one ranked Telco, Transport and Industrials analyst, and where he was also Head of Equities Research for four years.
Don’t miss out on this invaluable opportunity to gain insights from one of the industry’s best! 🏆
đź“… Date: 9:30am, 28th March 2025
đź“Ť Location: Jacks Cucina at Parramatta League’s Club, Level 4
đź“© RSVP by: 14th March 2025
To RSVP, email admin@avondalewealth.com.au or call us at 02 7804 2833.
📢 Aged Care Workshop – 7th March 2025 📢
Avondale Wealth will also be hosting an Aged Care Workshop.
Navigating aged care can be overwhelming—there’s so much to consider in such a short time. That’s why we’re hosting a workshop to help you understand:
âś… How aged care fees work
âś… Key changes for those entering aged care after 1 July 2025
âś… Smart financial strategies to make informed decisions
Join us as we break down the complexities and help you plan with confidence. đź’™
đź“… Date: 11:00am, 7th March 2025
đź“Ť Location: Avondale House (25 O’Connell St, Parramatta NSW 2150)
đź“© RSVP by: 28th February 2025
To RSVP, email admin@avondalewealth.com.au or call us at 02 7804 2833.
Navigating turbulent times in the share market
As investors grapple with uncertainty, keeping a cool head has never been more important.
“Time in the market, not timing the market” is a popular investment philosophy that emphasises the importance of staying invested over the long term rather than trying to predict short-term market movements. While markets can be volatile in the short term, historically, they tend to grow over time.
It’s a strategy that helps you avoid getting caught up in short-term market fluctuations or trying to predict where the market is heading.
With the recent market turbulence, from the global effects of US President Donald Trump’s administration to ongoing conflicts in Ukraine and the Middle East, savvy investors look beyond the immediate chaos to focus on strategies that encourage stability and growth over the long-term.
It’s a hallmark of the approach by the world’s most high-profile investor, Warren Buffet, who argues that short-term volatility is just background noise.
“I know what markets are going to do over a long period of time, they’re going to go up,” says Buffet.i
“But in terms of what’s going to happen in a day or a week or a month, or even a year …I’ve never felt it was important,” he says.
Buffet first invested in the sharemarket when he was 11 years old. It was April 1942, just four months after the devastating and deadly attack on Pearl Harbour that caused panic on Wall Street. But he wasn’t fazed by the uncertain times.
Today Buffet is worth an estimated US$147 billion.ii
Long-term growth in Australia
While growth has been higher in the US, investors in Australian shares over the long-term have also fared well. For example, $10,000 invested 30 years ago in a basket of shares that mirrored the All Ordinaries Index would be worth more than $135,000 today (assuming any dividends were reinvested).iii
And it’s not just the All Ords. If that $10,000 investment was instead made in Australian listed property, it would be worth almost $95,000 today or in bonds, it would be worth almost $52,000.
In real estate, the average house price in Australia 30 years ago was under $200,000. Today it is just over $1 milllion.iv
Meanwhile, cash may well be a safe haven and handy for quick access but it is not going to significantly boost wealth. For example, $10,000 invested in cash 30 years ago would be worth just $34,000 today.v
Diversify to manage risk
Diversifying your investment portfolio helps to manage the risks of market fluctuations. When one investment sector or group of sectors is in the doldrums, other markets might be firing therefore reducing the chance that a downturn in one area will wipe out your entire portfolio.
For example, the Australian listed property sector was the best performer in 2024, adding 24.6 per cent for the year. But just two years earlier, it was the worst performer, losing 12.3 per cent.vi
Short-term investments – including government bonds, high interest savings accounts and term deposits – can play an important role in diversifying the risks and gains in an investment portfolio and are great for adding stability and liquidity to a portfolio.
Ongoing investment strategies
Taking a long-term view to accumulating wealth is far from a set-and-forget approach and by staying invested, you give your investments the best chance to grow, avoiding the risks of missing out on key growth periods by trying to time your buy and sell decisions perfectly.
Reviewing your investments regularly helps to keep on top of any emerging economic and political trends that may affect your portfolio. While it’s important to stay informed about market trends, it is equally important not to overreact when there is volatility in the share market.
Emotional investing can lead to poor decisions, so remember the goal is not to avoid market declines but to remain focussed on your overall long-term investment strategy.
Please get in touch with us if you’d like to discuss your investment
i Warren Buffett: The Truth About Stock Investing
ii Bloomberg Billionaires Index – Warren Buffett
iii, v, vi Vanguard Index Chart | Vanguard Australia Personal Investor
