In this issue, we also share our March 2026 Market Update, covering the latest movements across Australian and global markets. In particular, we take a closer look at the recent oil price volatility and how these movements may impact you.
We are also excited to remind you about our upcoming Super & Retirement Seminar on March 26th. Whether you’re planning ahead or currently transitioning to retirement, this session will offer practical insights to help you make informed decisions about your super and long‑term financial wellbeing.

Spotlight on Adelaide Chung – Paraplanning and Administration Manager
Whilst many of you already know Adelaide, our team would like to highlight the depth of experience she brings to the advice you receive.
Before joining Avondale Wealth, Adelaide spent 33 years with Commonwealth Bank in various financial planning roles, with a strong focus on Paraplanning. She holds an Advanced Diploma in Financial Planning (Kaplan 2006) and her extensive industry experience makes her an invaluable asset to our team and our clients.
As our Paraplanning and Administration Manager, Adelaide supports our advisers by conducting detailed analysis of tailored financial strategies, while also overseeing the work of our Paraplanning and Administration teams. Her leadership enables a thorough, efficient, and client‑focused advice process.
Outside of work, Adelaide enjoys cooking Asian cuisine and discovering new restaurants around Sydney.

Market movements – March 2026
In the past month, escalating conflict in the middle east delivered mixed signals for the Australian economy.
The RBA’s February statement highlighted how stronger than expected labour market outcomes and inflation has shifted future cash rate forecasts higher.
The unemployment rate held steady at 4.1%, as wage growth continued to edge higher and household spending softened.
The Australian dollar strengthened to 0.71 USD at the end of February, achieving a three-year high. Plus, the ASX hit several record highs, supported by solid corporate results, even as global markets remained cautious.

Oil Price Volatility: What It Means for You
Why oil prices have surged
You may have noticed recent headlines about global oil prices rising sharply. These movements are being driven by tensions overseas, changes in supply, and shifting expectations about the world economy. It’s completely understandable that this can feel concerning, but it’s important to remember that short‑term swings in oil prices are common and tend to settle over time.
Oil is one of the fastest‑moving parts of global markets, so prices can jump around quickly. Share markets often react to these moves — sometimes positively, sometimes negatively. While this can create brief periods of volatility, it doesn’t alter the foundations of a long‑term investment strategy.
Oil price changes can influence certain parts of the share market, particularly energy companies, and they can affect how investors feel about inflation or global growth. These reactions are usually temporary. What matters most is the structure of your overall portfolio, not the movement of one commodity.
What this means for your portfolio
Your portfolio is built to manage periods like this. It’s diversified across different types of investments and regions, which helps reduce the impact of any single event — including sudden changes in oil prices. This balance is designed to support your long‑term goals, not react to short‑term headlines.
Most importantly, your investment strategy is tailored to your needs, your timeframe, and your comfort with risk. A few weeks of market noise doesn’t change that.
If this news has raised any questions, or if you would simply appreciate reassurance, please don’t hesitate to contact us. We’re always here to talk things through and support you with calm, clear guidance.

Super & Retirement Seminar — 26th March 2026
Your retirement decisions are too important to leave to guesswork
Amidst heightened global volatility, retirement planning has become increasingly complex, and many Australians are unsure whether they’re making the most of the opportunities available to them.
Between changing super rules, tax considerations, contribution strategies and the transition from accumulation to retirement income, it’s easy to feel like you’re missing something important. That’s why we’re hosting a Super & Retirement Seminar on Thursday, March 26th.
The insights you don’t want to miss
Our practical session is designed to give you clarity on the strategies that can strengthen your retirement position. We’ll walk through the key concepts that matter most in your transition to retirement, explain how different structures work, and highlight opportunities many people overlook.
You’ll walk away with more confidence, more clarity, and a better sense of the steps that can improve your long‑term financial outcomes.
Whether you’re planning ahead or you’re currently transitioning to retirement, this session will help you make more informed decisions to protect your financial future.
Event Details
When: Thursday 26th March, 11am
Where: 25 O’Connell Street, Parramatta 2150
Parking: Available at Parramatta Leagues Club
This seminar is open to anyone interested in super and retirement planning, and you’re welcome to bring a friend or family member who may also benefit.
It runs exclusively on March 26th and spots are extremely limited.
Please RSVP by March 19th by contacting us at admin@avondalewealth.com.au or (02) 7804 2833.



